Six Stones – 2. The Worst Case Scenario
But I would argue that taking a little bit of time to think about it now means you don’t have to worry about them anymore.
The consequences, that is.
You can still worry about the actual scenarios.
Six Stones – 1. The End Product
You probably have a relationship with a bank already.
If you’re like most people, you don’t have any particular fondness for them but hey, you’ve always been with them and it’s too hard to change stuff.
Which I get. Changing direct debits and cards and PINs is a real pain in the neck.
Six Stones – 1. Deliberate Priorities
1) ‘Account-keeping’ or other monthly fees
Frankly, you shouldn’t be paying these.
There are enough zero fee options out there to make these insidious things disappear. However, sometimes, you have to meet some other requirement (a set amount of deposits each month, for example) to have the fees waived.
Six Stones – 1. Louise and her Accidental Structure
This is what I call an ‘accidental’ structure because it’s come about by circumstance, and is based around habits.
What we want to build is a ‘deliberate’ structure.
This is the kind of structure where everything has a place and a reason for existing. There are – ideally – no unnecessary parts in a deliberate structure.