"Grief, when it comes, is nothing like we expect it to be." - Joan Didion

A surprising, but natural progression, of our practice has been expanding our work from divorce and separation, to helping people rebuild after the loss of their partner.

The circumstances are, obviously, different – but there is some common ground.

Your future has completely changed, and you’re having to make big, consequential decisions about your money – when you may not have much experience in finances.

The Pain of the Mundane

Changing the name on the bank accounts. Dealing with super funds. Claiming on insurance policies. Updating government agencies. Speaking with lenders. Working through the will.

I’ve found there are two ways grieving people look at these dry, mundane matters in the wake of a loved one’s death.

Either they’re repulsed by the idea of having to deal with such heartless, bureaucratic busywork – sitting on hold for hours, providing forms for the umpteenth time, getting records together again and again.

Or it’s an escape from the heartbreaking weight of their new day-to-day routine.

Either way – we can help in whatever way you need.


Our role is quite limited in the period immediately after your loss. There are, of course, things far more important than money to deal with.

But when you’re ready, we’re here to help:

  • Claim on any insurance policies that might apply.

  • Work out what to do with their superannuation.

  • Update any investments and plans you have in place.

  • Deal with Centrelink.

  • Put in place a very short-term, safe plan to give you the time and space to decide what you’re going to do financially.


After some time – and its a different length of time for every person – you will get to the point where you start thinking about your new future.

It’s a sensitive, difficult time. So, again, when you’re ready, we’re here to help you:

  • Map out what you might like from your new life.

  • How to arrange your finances so they’re helping you build that new life – not stressing you out and bogging you down.

  • Put in place the measures and plans to give you the greatest chance of building the life that you want.

Independent Financial Advice

It surprises a lot of people to learn that ‘independence’ has a very strict, very specific legal meaning when it comes to financial advice.

Under the Corporations Act, advisers can only call themselves ‘independent’ if:

  • They do not receive any form of commissions
  • They do not receive percentage based fees
  • They do not receive any other gifts or benefits from the issuer of a financial product.
  • Their licensee follows the same rules.


These strict rules mean that there were only 84 truly independent financial advisers in Australia when we received our license.

We are very proud to have been the 85th.

 What Does It Mean?

Our advice is – always – solely in your best interests. We have no ties with any bank, institution or product provider. No commissions, no percentage fees.

We’re here to help you rebuild your best financial life. So we work for you, and you alone. Just clear, useful, independent advice in your best interests.And for people facing one of life’s big upheavals, we think that’s pretty important.